ESA Eligibility Checker
Check Education Savings Account eligibility for homeschool families, compare state programs, review award ranges, and learn what expenses may qualify.
What ESA programs are, and what Kindred tracks
An Education Savings Account (ESA) is a state-administered education funding program. When a family meets that program's rules, funds may be placed in an account for approved education expenses such as curriculum, tutoring, testing, or services; eligible expenses, award amounts, deadlines, and documentation differ by state. Kindred's tracker currently records the state programs in our ESA data set, including Alabama CHOOSE, Arizona Empowerment Scholarship Account, Arkansas Education Freedom Account, Florida's education scholarship programs, Georgia Promise, Indiana Education Scholarship Account, Iowa Students First, Louisiana LA GATOR, Mississippi's special-needs ESA, Montana's special-needs opportunity program, New Hampshire Education Freedom Account, North Carolina ESA+, and additional programs as they are reviewed. The eligibility checker shows program requirements and links to the administering agency. The tracker helps organize expenses, receipts, balances, and reports after you confirm your program's rules; it does not determine eligibility, submit an application, or promise an award. Always verify current details with the official state agency before applying or spending.
Kindred currently tracks 18 state Education Savings Account programs. Kindred Pro and Homestead include an ESA budget tracker with expense categorization and reports.
| State | Program | Eligibility | Homeschool eligible | Annual award |
|---|---|---|---|---|
| Alabama | Alabama CHOOSE Act | Universal | Yes | $5,000–$7,000 |
| Arizona | Empowerment Scholarship Account (ESA) | Universal | Yes | $7,000–$40,000 |
| Arkansas | Arkansas Education Freedom Account (LEARNS Act) | Universal | Yes | $6,500–$8,000 |
| Florida | Florida Education Scholarship Programs (FES-EO, FES-UA, FTC, PEP) | Universal | Yes | $7,000–$20,000 |
| Georgia | Georgia Promise Scholarship | Special needs | No | $5,000–$7,500 |
| Indiana | Indiana Education Scholarship Account | Mixed | Yes | $4,000–$7,500 |
| Iowa | Iowa Students First Scholarships | Universal | Yes | $7,600–$7,600 |
| Louisiana | LA GATOR Scholarship | Mixed | Yes | $4,000–$8,000 |
| Mississippi | Equal Opportunity for Students with Special Needs (Education Scholarship Account) | Special needs | Yes | $6,500–$7,100 |
| Montana | Montana Students with Special Needs Opportunity Act | Special needs | Yes | $4,000–$6,000 |
| New Hampshire | Education Freedom Account | Income-based | Yes | $4,600–$4,600 |
| North Carolina | Education Student Accounts (ESA+) | Special needs | Yes | $9,000–$17,000 |
| South Carolina | South Carolina Education Scholarship Trust Fund | Mixed | Yes | $5,000–$7,000 |
| Tennessee | Tennessee Education Savings Account | Mixed | No | $7,000–$7,000 |
| Texas | Texas Education Freedom Accounts (TEFA) | Universal | Yes | $2,000–$30,000 |
| Utah | Utah Fits All Scholarship | Universal | Yes | $8,000–$8,000 |
| West Virginia | Hope Scholarship Program | Universal | Yes | $4,600–$4,600 |
| Wyoming | Wyoming Steamboat Legacy Scholarship Act | Income-based | Yes | $6,000–$6,000 |
Program details last reviewed 2026-04-05. Always confirm with the administering agency.
This page is interactive — open kindred.school/esa-eligibility in a browser to check your state.